{"version":"1.0","provider_name":"Customs &amp; International Trade Law Firm","provider_url":"https:\/\/diaztradelaw.com","author_name":"Jennifer Diaz","author_url":"https:\/\/diaztradelaw.com\/author\/jen\/","title":"FinCEN Issues NPRM to Fully Implement Whistleblower Program - Customs &amp; International Trade Law Firm","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"dNPPCFR5Sc\"><a href=\"https:\/\/diaztradelaw.com\/fincen-issues-nprm-to-fully-implement-whistleblower-program\/\">FinCEN Issues NPRM to Fully Implement Whistleblower Program<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/diaztradelaw.com\/fincen-issues-nprm-to-fully-implement-whistleblower-program\/embed\/#?secret=dNPPCFR5Sc\" width=\"600\" height=\"338\" title=\"&#8220;FinCEN Issues NPRM to Fully Implement Whistleblower Program&#8221; &#8212; Customs &amp; International Trade Law Firm\" data-secret=\"dNPPCFR5Sc\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/diaztradelaw.com\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","thumbnail_url":"https:\/\/diaztradelaw.com\/wp-content\/uploads\/2026\/04\/Diaz-Trade-Law-2026-57.png","thumbnail_width":1061,"thumbnail_height":705,"description":"Authors: Jennifer Diaz, President, Diaz Trade Law Amber Pirson, Attorney, Diaz Trade Law FinCEN\u2019s March 30, 2026, Notice of Proposed Rulemaking (NPRM) marks a major step toward fully operationalizing the agency\u2019s whistleblower program, designed to incentivize reporting of Bank Secrecy Act (BSA), sanctions, IEEPA, and other illicit finance violations. The proposal outlines how whistleblowers can securely submit information, how awards will be determined, and what protections will be available. \u00a0 This development reflects the Treasury Department\u2019s broader strategy to strengthen financial system integrity and encourage actionable tips that support enforcement efforts. For financial institutions, compliance professionals, and potential whistleblowers, the NPRM provides long\u2011awaited clarity on program structure and expectations.\u00a0 Overview of the Proposed Rule\u00a0 FinCEN\u2019s NPRM proposes a comprehensive framework for administering whistleblower submissions and awards. Key elements include:\u00a0 Secure submission procedures for individuals reporting suspected violations of the BSA, OFAC sanctions, and related laws.\u00a0 Eligibility criteria for whistleblower awards, including documentation requirements and timelines.\u00a0 Award ranges of 10\u201330% of monetary penalties collected when a whistleblower\u2019s information leads to a successful enforcement action.\u00a0 Robust protections for individuals who provide information, including confidentiality and anti\u2011retaliation safeguards.\u00a0 These provisions aim to encourage early, detailed reporting while ensuring whistleblowers are shielded from adverse consequences.\u00a0 Why FinCEN Is Prioritizing Whistleblower Incentives\u00a0 The NPRM aligns with Treasury\u2019s broader efforts to combat fraud, sanctions evasion, and illicit finance. On the same day, FinCEN issued an advisory highlighting how transnational criminal organizations exploit federal and state health care programs\u2014underscoring the need for timely, credible tips from insiders. [&hellip;]"}